Mutual health agreements (CORs) have given citizens of certain countries the right to obtain, during a visit to Australia, certain subsidized health services for basic medical treatment. People who are temporarily staying in Finland and who do not live there receive necessary medical treatment in the public health system when the person has a European health insurance card. Their dependants have equal access to health care. You can get reimbursed for private health care and drug purchases, as well as travel expenses related to medical treatment, if you are covered by health insurance in Finland. Claims must be submitted to Kela. RHCas are not designed to replace private health insurance. For example, they do not cover things like care in private hospitals, ambulance services or extra services such as dentistry, physio and optical purchasing. A full list of exclusions is available on the Australian government website. Medicare defines medically necessary treatment as any illness or injury that occurs during your stay and requires treatment before returning home. † out-of-pocket costs can be incurred if you see a doctor who does not make a bulk bill. On the Australian government`s website, you will find specific restrictions or considerations that apply to international students and retirees.
Refugees under quota are covered by the Finnish social security system from the date of their move to Finland. If you live in a Finnish commune (i.e.: You have a residence in Finland), you are entitled to treatment in the public health system. If you are covered by health insurance in Finland, you will receive a Kela card. They can then benefit from a refund of private health care costs. Border workers working in Finland live in another EU or EEA country or Switzerland and are covered by health insurance in Finland. The same applies to sailors operating on a Finnish-flagged vessel. You are entitled to necessary medical treatment in both Finland and the country of residence. The treatment is accompanied by a tax corresponding to the tax paid by the residents. In Australia, health insurance is the responsibility of the Medicare offices of the Department of Human Services. You can ask them how health services are provided.